Refinance your mortgage when doing so will either save money or give you some financial flexibility when you need it most. There are typically 2 reasons home owners choose to refinance. The first is to save money. Refinancing when interest rates drop to help save on the monthly mortgage payment is appealing and also very smart when the timing is right. Make sure to calculate the closing costs, to guarantee that the benefits outweigh the costs. Click on the calculator below t

Selling your home is one of the biggest decisions you’re ever going to make. If you want your home to sell- and sell quick- you need to have a game plan. This means making your home in the best possible shape to get the money it deserves in a timely matter. Here are a few areas to focus on: 1. Windows. Make sure your windows have good insulation and they’re not old, cracked, or falling apart. Windows are a great selling feature, so take advantage and clean them up. 2. Floors.

Have you ever noticed the odors you smell when walking into someone’s home and wonder if your home has odor? And if so, does it smell bad? There may be a few factors that do indeed make your home smell foul. Good news! If you’re aware of your surroundings, you’ll be able to eliminate those bad smells. Consider these factors: Pets. If you have pets, especially if they’re both indoors and outdoors pets, they’re most likely trailing gunk in and out of your home. Making sure your

There are several reasons why you feel your home needs a makeover, either you haven’t given it any TLC in a while or you’re tired of looking at the same old thing. Whatever your reason is, you can give your home the makeover it needs and deserves! Here’s how: Update the appliances. Not only will your home love yourself for this, but you’ll love yourself for this as well. Find a matching appliance set (they may be cheaper if you buy them as a set) and replace the old ones you

As you’re growing and living life with your significant other, you’re going to have a lot of firsts. Most of them are going to be exciting and then you’re going to have some that are still exciting, but can be a little more stressful. Buying a home together for the very first time is a great example of exciting, yet stressful- especially if you’ve hardly lived with each other in the past. Here are just a few things you’ll need to consider: Where are you going to live? Locatio

Happy New Year! The holiday season is officially over and it’s back to business as usual. Chances are you’ve already taken down your holiday decorations or have plans to pretty soon. Depending on how festive you get, your home can feel pretty empty after everything gets put back away. So, how do you decorate when it’s still winter out, but Santa has to go home? Let’s find out… Use candles. Candles are lovely to have out whether they’re scented or not and they’re perfect for t

This time every year most of us make plans to do something in the New Year to make us feel better whether it’s exercising more, getting our finances under control, or taking a vacation. How many of us think about New Year’s resolutions for our homes? I have come up with 6 that you can put in place in 2016. To keep it from getting overwhelming, try doing one every other month. 1. Clean out your closets. Many of us are guilty of purchasing new things and failing to get rid of t

If this is your first holiday season as a married couple, it’s going to be one to remember. You may have been dating for year before you got married, but this is your first Christmas as husband and wife. Chances are, in the years to come, you may decide not to celebrate the holidays as you have before. You may even decide to host the holidays at your home. Whatever the case may be, you’ll definitely begin setting your own traditions around your new family. If you’re not sure

When it comes to cleaning, are you a person who dreads the thought, or are you a “neat freak” and MUST have everything in place? Regardless of where you fit in, it’s very important to clean your house. Cleaning is more difficult when you have a family as opposed to living by yourself, which is why you should create a chore chart to have everyone help out (if this situation applies to you.) Get a routine going, you’ll thank yourself later. In the meantime, here are the 5 reaso

If you live in Denver, you know the housing markets are extremely high. The idea of living off of one income could seem impossible, but it’s not. After all, people live off of one income for plenty of reasons- one person wants to be a stay at home parent, one wants to go back to school full time, or maybe someone just wants to quit their job. Hey, it happens for plenty of reasons. Whatever your reason for living on one income is, here are some ways to help make that happen. 1