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FIRST TIME BUYERS

Congratulations!!  

 

You're buying a home (or you're thinking about it)!  What an exciting time in your life!  So much to plan, so much to decide - where do you start?

NewlywedsKelli Strott │Universal Lending │First time buyer

As a first-time buyer, seeking the advice of experienced professionals can make ALL the difference.   Here are a few tips to keep you on-track and working together to find your first home.

5 Tips for First-Time Home Buyers

4 Tips for First-Time Homebuyers

 

1. Determine your wants - get clear on what you REALLY want, what you're willing to compromise on and what is negotiable.  Make a list and use it as a reference to keep you focused and to help you narrow down your options. 

 

2. Get pre-qualified - sit with a lender to get a clear understanding of where you stand financially, how much house you can afford and what your rates will be.  Having a clear picture of what to look for financially, will help save you time on your search. 

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Hi!  I'm Kelli.  It's my mission to help newlywed couples and first-time home buyers finance the home for their happily ever after.  I love empowering people to make sound financing decisions.  Learn more about me here.  

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3. Work with a Realtor - an experienced professional can prove to be invaluable during the home buying process.  A good Realtor will listen to you, understand your wants and needs and work with you, on your side to negotiate and anticipate issues when they arise. 

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4. Ask a lot of questions - do your research - this is a significantly large purchase and it's best to have a good understanding of what to expect, what your responsibilites are, what the process is and how your expert team can help you.

5. Have fun! - Don't take things too seriously and remember to enjoy the process, each other and have fun!

ARE YOU  ready TO GET

INTO YOUR   forever HOME? 

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Lower, LLC Equal Housing Opportunity Lender NMLS ID# 1124061 www.nmlsconsumeraccess.org www.lower.com/license www.lower.com/privacy Applications are subject to credit approval. Terms and conditions subject to change. Restrictions may apply, call 888-826-2710 for complete loan details. By refinancing your existing loan, your total finance charge may be higher over the life of the loan. Any stated interest rate may change or not be available at the time of loan commitment, lock-in, or closing. Not affiliated with or acting on behalf of HUD, VA, FHA or any agency of the federal government. 5950 Symphony Woods Road, Suite 312, Columbia, MD 21046 Conducts business as “Lower.com, LLC” in Kentucky, Oklahoma, and Washington in lieu of Lower, LLC. Conducts business as “Lowerdotcom, LLC” in Montana in lieu of Lower, LLC.

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