We all know how to clean out our closets, and garages...but what about the unseen? YOUR CREDIT. This invisible number is very powerful. I don't know about you, but I do better when I can see what is front of me. When things are out of site they are out of mind. So perhaps the best place to start with making sure your credit is squeaky clean is to keep it in front of you.... Federal law entitles you to a free copy of your credit report once every 12 months from the three major